A Strategic Partnership in FinTech: Building a Future-Ready Payments Core for Credit Suisse

Building the secure, high-volume API gateway to power next-generation micro-payments for a global banking leader

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Codetribe, in collaboration with Annanow, partnered with Credit Suisse to build a secure and scalable micro-payments platform that enhances their digital banking offerings for instant transactions. We delivered a robust API integration layer connecting the bank's core systems to third-party gateways. This solution accelerated the launch of new services, ensured enterprise-grade security, and provided a flexible foundation for FinTech innovation.

Client

Credit Suisse

Country

Switzerland

Market

Globally

Type

Enterprise

Story

As a world-leading global wealth manager, Credit Suisse needed to enhance its digital services to meet the explosive growth of the FinTech and instant payments market. To remain competitive, they required a secure and scalable way to connect their complex core banking infrastructure to modern third-party payment gateways.

Business Impact

Accelerated Time-to-Market for New Payment Products

The flexible, API-driven platform provided a foundation to rapidly innovate and deploy new micro-payment services. By simplifying the process of integrating with new FinTech partners, the bank was able to significantly reduce its development cycles and enhance its competitive edge in the fast-evolving digital payments landscape.

Fortified Security and Enhanced Customer Trust

The secure-by-design architecture delivered end-to-end encryption, advanced fraud detection, and transparent transaction processing, which significantly boosted customer confidence. This commitment to security was fundamental to building the lasting trust that is the most valuable asset of a global financial institution.

Breakthrough Operational Efficiency and Scalability

By automating the entire micro-payment lifecycle, from transaction processing to reconciliation, the platform dramatically reduced the need for manual intervention, minimized data-entry errors, and lowered operational costs. This efficiency allowed the platform to profitably scale its payment services to meet growing market demand without a proportional increase in overhead.

Up to 30%

Reduction in Operational Costs

50%

Faster Transaction Speeds

Focus Area

Domains

SaaS

Enterprise Software

Mobile Apps

API

Architecture

Data Analytics & Visualization

Databases

Integrations

Banking & Trading Platforms

Services

Back-End Development

Cloud Services

Mobile Development

QA & Testing

System Architecture

System Integrations

API Development & Integration

DevSecOps

Cybersecurity

Microservices Architecture

Industries

Business & Expert Solutions

FinTech

Tech Stack

AWS

JavaScript

MySQL

SQL

Vue.js

Jenkins

Kotlin

Selenium

Spring

Swift

Challenges

Credit Suisse faced the critical challenge of unifying its fragmented legacy banking infrastructure with modern, third-party payment gateways. This fragmentation created significant data silos and security vulnerabilities, blocking the rapid launch of new products. The bank required a solution that could securely process millions of concurrent micro-payments with sub-second latency and absolute data integrity, all while adhering to the strictest global regulatory and compliance mandates.

Solutions

Codetribe engineered a centralized, API-first microservices architecture to act as a secure orchestration layer, decoupling the bank's core infrastructure from external services. This gateway allowed legacy systems to communicate seamlessly with modern payment providers. We built a high-performance, scalable backend engine to manage intense, real-time transaction volumes, all developed within a rigorous DevSecOps culture that embedded robust authentication and automated security testing to ensure compliance from the ground up.